What happens when someone isn't crossing T's and dotting I's

Someone has to fill the role at every church of making sure every T is crossed and every I dotted. If the role goes unfilled, problems eventually happen. Sure, 9 times out of 10, it's only a minimal impact, but that 10th time???

http://online.wsj.com/article/SB120511457633523621.html?mod=hpp_us_whats_news

http://www.wtvynews4.com/news/headlines/16075777.html